Client Education & Awareness
Kiplinger LTC Workbook

A comprehensive book in one concise easy to read booklet. The booklet starts with a brief LTC refresher course, next it discusses the costs, including a table of all 50 states, then it moves into who pays for the care, the role of LTCi, when to buy, and wraps up with how to compare policies.

Most people significantly underestimate the cost of an extended health care need and overestimate the role of Medicare. Help educate your clients by utilizing the Kiplinger Workbook and online video. We truly believe you will see an increase in your sales.

Consumer Guide to LTCI

AHIP (America’s Health Insurance Plans) Consumer Guide to LTC Insurance provides overview of long term care in general and of what consumers should look for in an LTCI policy.

Consumer Friendly Websites

This award-winning video from Kiplinger.com, sponsored by John Hancock, explains why individuals might want to include long-term care insurance in their retirement plans. Also has many links to different information about planning for an extended health care need.

New consumer-friendly website through AHIP (America’s Health Insurance Plans), which gives consumers basic information about long-term care insurance. Also includes videos that feature real-life stories from current policyholders, an interactive online quiz, and additional resources on long-term care insurance.
Long-Term Care Awareness Month

LTC Awareness Month is a campaign designed to get Americans thinking about their future long-term care needs and how to protect their retirement, independence and family. Now is the ideal time to start reaching out to prospects and clients and discuss their LTC planning needs, and the benefits of LTC insurance.

We here at LifeBrokers encourage you to use October and November to leverage the LTC Awareness campaign. Below are a few prospecting letters and the Producer’s Guides To Long-Term Care Awareness Month by AALTCI & Agent’s Sales Journal, which can help you both educate your clients and increase your sales.

Awareness Month Marketing Letters from AALTCI
Prospecting Letters from Carriers
Reprint Articles Made Available by John Hancock

Reprint Articles from various publications such as The Wall Street Journal have become exceedingly popular for agents to use prospecting for clients and educating their current clients. A great article to use with younger clients is “When Alzheimer’s Hits at 40 – Early Onset Sufferers Juggle Children, Job and Dementia” by Shireley Wang. The article discusses the harsh reality of Alzheimer’s, which affect an estimated 5.2 million Americans and as many as 10% are diagnosed under the age of 65. Below are a few other re-print articles you can send out to your clients to help educate them about the cost of an extended health care need and the effects that such cost would have both emotionally and finanically on themselves and their families.

Reprint Article: Wall Street Journal, When Alzheimer's Hits at 40
A reprint article that discusses what happens when Alzheimer symptoms begin at 40 years old.
Reprint Article: Make a Gift of Long-Term Care
The article encourages people to start planning in their 50’s for a long-term care event and takes on the most common objections to purchasing a policy.
Reprint Article: Smart Money, Take (Long-Term) Care
A reprint article that offers helpful information about when to buy, and which benefits and elimination periods make the most sense for a budget-friendly policy.
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